The Union Bank of India provides various banking services, including the Union Bank of India net banking facility. This UBI internet banking platform is designed to enable customers to conveniently access their accounts and banking features from any location and at any time.
With Union Bank of India net banking, customers can conduct various online transactions, check their account balances, request a Chequebook, and fulfill other banking requirements online. To avail of these services, customers must first register for Union Bank of India’s online offerings.
Also read: Benefits of using a Mobile Net Banking App
Services Provided by UBI Net Banking
Union Bank of India net banking offers a wide array of the following services:
- Users can check their account balance and statements online quickly.
- It allows you to transfer funds using RTGS or NEFT.
- You can also pay the bills and taxes using Union Bank net banking.
- Opening the FD account and ordering the Chequebook can also be done.
- Mobile recharge, DTH, and railway ticket booking facilities are available at Union Bank net banking.
- It allows you to apply for loans, check loan status, and pay EMI online.
- Union net banking can be used 24/7.
Types of UBI Net Banking
There are two types of Union Bank of India net banking services:
1. UBI Retail Net Banking
This service is tailored for the general public, providing benefits like consumer deposits and mortgages. You can perform activities such as fund transfers, bill payments, account statements, etc. It also allows you to manage your finances, get credit cards, and deposit money.
2. UBI Corporate Net Banking
This service caters to small and large corporate organizations, focusing on business needs such as hiring, expansion, and more. Businesses can use multiple accounts, make bulk payments, and avail of the benefits of many corporate banking services.
Union Bank of India Net Banking Registration
There are two primary methods of Union Bank of India net banking registration:
1. Online Registration for UBI Net Banking
The following step-by-step procedure guide to register for Union Bank of India Internet Banking:
Step 1: Visit the official UBI portal (https://www.unionbankonline.co.in/) for the Union Bank of India net banking login. Click on the ‘Retail Login’ button. For corporate users, select ‘Corporate Login’.
Step 2: Choose the ‘new user’ option on the next page.
Step 3: Provide your registered phone number, account number, customer ID, and email ID. Click ‘Submit’.
Step 4: An OTP will be sent to the phone number of your registration. Enter the OTP and click ‘Proceed’.
Step 5: Set a new password and confirm it. A pop-up will confirm your successful registration.
2. Offline Registration for UBI Net Banking
Check the below steps to register offline:
- Visit the nearest branch for the offline approach to the Union Bank of India net banking registration process.
- Complete the application form and then attach your ID and address proof.
- Submit the form, and the bank will process your Internet banking request.
- You will receive a user ID and password after successful verification.
- Union Bank Net Banking services will be activated within 24 hours.
Read more: CUB Net Banking: Login, Registration Process
Union Bank of India Net Banking Login
For both retail and UBI corporate net banking users, here’s how you can do it.
Step 1: Visit Union Bank’s net banking portal at https://www.unionbankonline.co.in/.
Step 2: Click the login button at the top-right corner. Choose between ‘Retail Login’ or ‘Corporate Login’.
Step 3: Review the security guidelines on the next page. Then, click ‘Continue to Login’ to proceed.
Step 4: Enter your customer ID and password on the next page. Retail users should input their Union Bank Retail Net Banking or Personal Banking ID and the password they created during registration. You should provide an ID and password for login.
Step 5: Click ‘Login’ after entering the required details.
How to Reset UBI Net Banking Password?
If a user forgets their net banking password and is unable to use the Union Bank of India net banking, they can follow these steps to reset it:
- Go to the Union Bank of India internet banking page.
- Click on “Create New Password/Forgot Password.” This will redirect you to a new page.
- Enter your Login ID and bank account number for the Net Banking Union Bank of India login. Then, click ‘Continue’.
- On the next screen, provide your Debit Card Number, ATM PIN, and Registered phone number. Click ‘Continue’.
- Enter the OTP that you will get on your registered mobile number.
- In the next step, you’ll be prompted to create a new Union Bank of India internet banking login and transaction password. Confirm the password once it’s created.
How to Transfer Funds through Union Bank of India Net Banking
You can follow these steps to conveniently transfer funds using the Union Bank of India net banking.
- Visit the official Union Bank of India website at https://www.unionbankonline.co.in/.
- Click on ‘Retail Login’ (For business accounts, select ‘Corporate Login’).
- Input your user ID and password, then click ‘Login’.
- Click on ‘Transaction’.
- Select ‘Beneficiary Management’.
- Fill in the required details, including account number and IFSC, then click ‘Continue’.
- Choose ‘Fund Transfer & Payments’ based on your preference.
- Enter the transaction password and OTP, then click ‘Confirm Details’.
- Select the account from the ‘Pay from Account’ and ‘Personal payees’ drop-down menus.
- Enter the amount, transaction type (NEFT/RTGS), and any remarks (if applicable).
- Input the OTP received and click ‘Confirm Payment’.
What are the Transactions Limits under UBI Net Banking?
1. NEFT
To use NEFT services, Union Bank of India customers need to provide:
- The Indian Financial System Code (IFSC) of the recipient branch.
- The beneficiary’s name.
- The beneficiary’s account number.
- Fund Transfer Timings:
NEFT fund transfer details and timings:
- Weekdays: 8 a.m. to 6:30 p.m.
- 1st and 3rd Saturdays: 8 a.m. to 6:30 p.m.
- Sundays: NEFT transfers not available.
2. IMPS
IMPS remittances can be made any day, even on Sundays. Bulk fund transfers should be processed before 6 p.m. for beneficiaries to receive funds on the same or the following day.
3. NEFT and RTGS Charges
For NEFT and RTGS charges, please refer to the official Union Bank of India website.
How to Pay Credit Card Bills Using Union Bank of India Net Banking?
To pay your credit card bill using Union Bank of India Net banking, follow these steps:
- Register and do the UBI net banking login to access various services, including credit card bill payment.
- You can log in using your user ID and password to link your credit card using your ATM PIN.
- Once logged in, click the ‘Credit Card Payment’ option under ‘Net Banking’ to make the payment.
How to open a Savings Account with Union Bank of India Online?
Opening a savings bank account using the Union Bank of India net banking is wise. This will be a short process since you already have the Union Bank net banking registration.
You can follow these steps to open a savings account:
- Install the ‘Union Selfie & M-passbook’ app on your Android smartphone.
- Take a selfie for identification purposes.
- Scan your PAN card and Aadhaar card.
- An account number will be generated instantly.
- Visit the bank branch with your original documents to activate your account.
- Alternatively, fill out the online form on the Union Bank savings account page.
- Once received, visit the branch for additional verification.
- To avail of tablet banking services, give a missed call to 922-300-9696 for a representative visit.
How to open a Savings Account with UBI Offline?
For offline account opening, visit the nearest Union Bank of India branch with originals and copies of your KYC documents.
Assistance for Union Bank of India Net banking
For any issues with Union Bank of India Internet banking or login process, customers can seek assistance through the following methods:
Call the 24×7 Call Centre to reset the password and dispatch a new one.
Send an email to ebanking@unionbankofindia.com or internetbanking@unionbankofindia.com to receive fresh passwords via speed post or courier. This is a fast way to get your Union Bank of India internet banking assistance.
Conclusion
Union Bank of India Internet Banking is a powerful tool that gives customers convenient access to the various benefits of their banking services. With features like fund transfers, bill payments, and account management available at the click of a button, it simplifies financial transactions and enhances efficiency. You can easily access all these features with an easy Union Bank of India net banking login. The robust security measures provide customers with confidence in their online banking experience. However, users must stay vigilant and protect their login credentials.
Union Bank Net Banking – FAQs
What are the services available at Union Bank of India Net banking?
The services available at Union Bank of India internet banking include various banking and financial services such as checking the account, paying bills, opening an FD account, applying for loans, etc.
How to generate the mini statement using Union Bank of India Net banking?
You can generate the mini statement using Union Bank Net banking at the “view my account” option. Select the “get mini statement” option.
How to get a UBI Net banking password and user ID?
You can generate the login password and ID during registration, as mentioned in the article. You will find the user ID on your passbook.
Is it safe to use Union Bank net banking?
Yes, Union Bank net banking is safe and secure to use, but make sure to keep your ID and Password confidential.
Can I transfer funds from Union Bank net banking to another bank account?
You can quickly transfer funds from Union Bank net baking to another account.
